About Us

Branch Locations and Business Hours

Main Office
280 Park St. Tupper Lake, NY 12986
Monday-Friday 8:15 A.M.- 5:00 P.M. Drive Thru
8:30 A.M.- 5:00 P.M. Lobby

Potsdam Branch
166 Market St. Potsdam, NY 13676
Monday-Friday 8:15 A.M.- 5:00 P.M. Drive Thru
8:30 A.M.- 5:00 P.M. Lobby

Plattsburgh Branch
23 Smithfield Boulevard 4 Season Plaza Plattsburgh, NY 12901
(518) 562-0221
Monday-Friday 8:15 A.M.- 5:00 P.M Drive Thru
8:30 A.M.- 5:00 P.M. Lobby

What is a Credit Union?

Credit Unions are not like other financial institutions.

  • They are cooperatives, owned and managed by their members.
  • There are no outside stockholders; therefore, a percentage of the credit union's earnings are returned to the member in the form of dividends on savings, reduced rates on money products and better service.
  • Credit Unions are safe financial institutions. This Credit Union is federally insured by the National Credit Union Association.


The Adirondack Regional Federal Credit Union, a not-for-profit corporation, started in 1947 as part of the Veteran's Hospital in Tupper Lake, NY. The credit union provides multiple financial services to 8,000 members throughout four northern New York counties. ARFCU is $39 million in size with offices in Tupper Lake, Potsdam and Plattsburgh; and employs approximately 17 people.

Mission Statement

It is the mission of the Adirondack Regional Federal Credit Union to provide a wide range of competitive financial services in a friendly professional manner, while remaining financially stable.

2018 Holiday Closings

January 15 2018 - Martin Luther King Jr Day
February 19 2018 - Presidents Day
May 28 2018 - Memorial Day
July 4 2018 - Independence Day
September 3 2018 - Labor Day
October 8 2018 - Columbus Day
November 22 2018 - Thanksgiving Day
December 25 2018 - Christmas Day
January 1 2019 - New Year's Day