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Eligibility & Benefits

All groups that were eligible through the
Clinton County Employees Federal Credit Union are eligible for membership.


We are proud to announce that Adirondack Regional FCU can serve all persons who live, work, worship, or attend school in Clinton, Essex, and Franklin Counties of NY state, as well as businesses and other legal entities located therein. See below under Other for our Underserved Charter in parts of St. Lawrence County.Immediate family members of ARFCU members are also eligible.

Once a member, always a member!


How can I benefit?

With competitive rates on loans, savings and share certificates, and continuously upgraded services, we have the ability to offer our members control over their finances with fewer inconveniences and at the lowest possible cost. Through payroll deduction, online banking, audio response, Members Financial Network (all insurance and financial investments), and our debit/ATM card, you can have access to your accounts 24 hours a day, 7 days a week. This allows you to do all your day-to-day financing without visiting one of our branches.