If you’re looking for a new home, you know the market is hot. Get a jump on the competition with a pre-qualification letter from Adirondack Regional FCU.
When you come to us before you start shopping, we’ll let you know how big a mortgage you can afford. And with a pre-qualification letter in hand, sellers know that you’ll likely be able to secure financing. (Many agents require one.)
Houses are selling fast: According to the New York State Association of Realtors, February sales increased 24 percent statewide compared to the same time last year. And inventory (the number of homes on the market) fell by 21 percent. When you have a pre-qualification letter in hand, you can make an offer when you see a home you love.