Loans

Whether you’re looking to buy a house, a car, a boat, need a personal loan, want to do some much-needed home repairs, or are planning the wedding of your dreams, we have a loan that fits your needs and credit score.

Adirondack Regional Federal Credit Union’s loan rates are better than most other banks and credit unions in the area, and we are often able to get your loan approved fast, sometimes even before you leave the branch, so you can get money when you need it. And, when you borrow through us, you won’t have to deal with secondary markets or dealership finances; we’re here to help and make things easy for you.

Learn more about the benefits offered to our members and how we can help you live your financial dreams.

Types of Loans Offered:

Relationship Banking you can Trust

Helping you reach your financial goals is our largest priority. When you work with us to build a banking relationship, you can save up to 25 basis points on your next personal loan. This allows you to not only get personalized advice for all your money needs, but also saves you money in the long-term. 

Can I get a Loan if I have Bad or No Credit?

The answer is simple. We will not treat you differently than any other member. Even if you have bad or no credit, we will work with you to get the money you need. We encourage you to speak with our on-site financial counselors to learn how we can help you achieve your financial goals.

How Do I Apply for a Loan?

Getting you the cash you need is easy. Simply stop in to your local branch to talk with one of our expert loan officers or get started by clicking the link below to apply online. For your convenience, we offer secure drop boxes at all three of our locations that loan applications can be deposited in after normal business hours. Deposits are monitored by our staff daily to ensure a quick processing time for your loan.