Business Loans

Our business loans not only help your business grow financially, but can help your business property grow physically.

Adirondack Regional Federal Credit Union knows how important local businesses are to the Northern New York economy. And not only because we are a local business. Our staff lives here, shops here, and dines here. We get to know the local business owners, both through your loyalty to us and our loyalty to you.

PPP Loans – January 2021 Update

Congress signed a relief bill in December that includes $284 billion for new Paycheck Protection Program (PPP) loans for small business owners available until March 31, 2021 or until the money runs out. You may be eligible for these loans, even if you participated in the first round. Find out if you are eligible today.

Get the Money to Grow Your Business

Just like our homes, sometimes a little extra money can keep our businesses thriving. Whether you are looking for equipment loans to improve your operations, working capital loans to help improve your business success, or money to assist business transitions, we are here to help provide the financing you need.

Want to Improve Your Property or Buy a New Space?

Our commercial real estate loans can help you grow your business by increasing the value of your business property. And we are not just talking about retail storefronts and restaurants. Our business loans can help many types of businesses grow or move locations. Whether you own office space, a medical clinic, a hotel or motel, a warehouse, apartments, or farmland, we can help.

Need Equipment Financing?

Whether you are acquiring new equipment to grow your business or replacing equipment that is aging, we are here to provide the financing you need. Terms between 3 and 10 years based on the useful life of the equipment.

Own an Income Producing Property?

If real estate investments are part of your portfolio, an income producing property loan can assist you in acquiring new or renovating existing business properties. We offer loan values of as much as 70% of your property value with varying terms based on the purpose of the loan.

Visit one of our on-site loan specialists in Plattsburgh, Tupper Lake, or Potsdam to discuss your business loan options and start growing your business today!