Christmas Club Accounts: What They Are & Why They're a Great Idea.

A Christmas Club is a type of savings account. Unlike a regular savings account, the money you deposit isn’t available for immediate withdrawal. Instead, you can access it later in the year, closer to the holiday season. Adirondack Regional offers members several ways to save, including traditional savings accounts, high-yield savings accounts, share certificates, and Christmas Club accounts.

"Our Christmas Club plans offer set-it-and-forget-it convenience. If your paycheck is direct-deposited into a checking account with us, you can set up an automatic transfer every pay period to your Christmas Club account. And any account with a balance over $100 earns interest.."

Basel Farhat, President & CEO at Adirondack Regional FCU

Benefits of a Christmas Club Account

Plan ahead for holiday spending instead of scrambling at the last minute
Automated deposits ensure consistent saving
Helps keep holiday spending in check
Time-restricted withdrawals mean the money will be there when you need it
No minimum balance requirements
Earn interest on your savings

Learn More

Great Rates. Greater Benefits. Guided Growth.