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Dear Member, 

When people ask me the most satisfying part of my job is, the answer is simple: Helping people.
 
I worked for many years in banking jobs at large institutions that were far removed from day-to-day interaction with the public. At Adirondack Regional FCU, we know every member—and we know that our work has a real impact on the communities we serve.
 
In 2021, we were proud to have the chance to help so many of our members take big steps toward getting their lives back to normal. We worked with 81 small businesses to secure $4.5 million in loans through the federal Paycheck Protection Program, which helped keep 518 North Country residents employed. We provided financing for both Northern Lights School in Saranac Lake and the group developing the OWD property in Tupper Lake. And since relaunching our small-business lending program in 2020, we’ve helped 10 businesses grow. That’s great for them—and great for our communities, each of which are slowly regaining their footing as we adjust to this post-pandemic landscape.
 
As proud as I am of all we do, I’m just as proud of the ways our members give back, also. This summer, you helped raise more than $1,500 for the Tri-Lakes Humane Society at our first-ever Bark in the Park event. And in our holiday toy drive, which just wrapped up this week, we provided gifts to more than 170 children in need of a lift this year.
 
As we head into 2022, we’re looking to build on each of those successes. I’m excited for what’s ahead, and grateful to have you on the journey.
 
To all of you, from all of us at Adirondack Regional FCU, we wish health, prosperity, friendship and peace.
 
Sincerely,

Russ Cronin
President & CEO

NEWS FROM YOUR CREDIT UNION

2021: By the Numbers


250: New members who joined the credit union in 2021, bringing total membership to 7,341.

1,900: Square footage of our new Plattsburgh branch, twice the size of our previous one.

$76.8 million: Total assets, an increase of 20 percent from Dec. 31, 2020.

$79.9 million: Member shares, an increase of 20 percent from Dec. 31, 2020.

$45.9 million: Total loans, an increase of 28 percent from Dec. 31, 2020.
Member Profile: Kara Robinson 

Kara Robinson, owner of Salon Esque in Potsdam, wasn’t planning to apply for a PPP loan when the pandemic temporarily closed her business. A loan she wouldn’t have to pay back? That sounded too good to be true. And if she weren’t a member, the story might have ended there. But she is. Read Kara’s Story.
Leaving Town? Take us, too.

Did you know that you can use your ATM card at more than 30,000 locations around the country, free of charge? We’re part of one of the biggest fee-free networks in the country. So if you’re heading south for the winter, or anywhere else, you don’t have to leave us behind.
Find a free ATM near you.
Zelle is LIVE 

You may have noticed a link to Zelle appear in your online banking platform. It's LIVE and completely free for members to use. Just login and you can safely and easily send money directly between almost any bank accounts in the U.S. with just an email address or mobile phone number. Learn more.
Your Membership is an Investment in Our Communities