Your Membership Is
An Investment In Our Communities.

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Become a Member

Do you or your immediate family members live, work, own a business, worship, or attend school in Clinton, Essex, Franklin, or St. Lawrence County of NY state? If so, you are likely eligible to become a member of our federal credit union! Learn more about becoming a member and the benefits of joining Adirondack Regional Federal Credit Union today!

Products and services that are right for you

Whether saving money or looking for a loan, we have some of the best rates in the area.

Pay your bills, check account balances, transfer money, get alerts, and more from anywhere at any time.

Checking the way it should be: free and easy! No fees, free atm use at 30,000+ locations, and no hassle.

Helping Our Members Live Their Dreams

At Adirondack Regional Federal Credit Union, we understand the unique financial challenges that come with living in the North Country. Like our housing market and the impact on your escrow account if you choose to buy a home inside an Adirondack village. We have first-hand experience on the more frequent need for auto loans because of the harsh Adirondack winters. And we know the joy that comes with financing your first snowmobile and ripping through an epic snow dump.

That is because we live here too. From the CEO and board of directors to our tellers and loan officers we are your neighbors, your friends, your family. And that is precisely why we do everything possible to help you save money.

Because we are a non-profit that is owned and operated by our members, we put our earnings back into your pocket. We do this with extremely competitive loan rates that help you save money and our high interest savings accounts that help you earn more simply by putting money aside.

We have convenient locations in Tupper LakePlattsburgh, and Potsdam, each with full service online and mobile banking, extended drive-thru banking hours, and a 24-hour ATM to make your banking easy.

Find out why over 6,000 residents across the North Country have become a member of Adirondack Regional Federal Credit Union today!