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Dear Member, 

In the past few months, we've shared tips on pre-qualifying for a mortgage and also provided insight on what to do once you've hit that milestone. Now it's time to talk about making the value of your home work for you.

This month, we'll tackle the "is now a good time to refinance" question, give a little nudge on doing something with that massive jar of spare change in your closet and chat with Plattsburgh's Ryan Earle, who has a new vision for Adirondack real estate. 

Be well and have a wonderful Halloween weekend,

Russ Cronin
President & CEO
NEWS FROM YOUR CREDIT UNION

Get Coin Moving
We’re looking for your two cents’ worth—though we’ll take as much as you’ve got. Since the start of the pandemic, change has been hard to come by. The problem, the Mint says, is that too many coins are sitting idly in jars at people’s homes. Help us 'change' that. during “Get Coin Moving Month."
Get More Details.
Time to Refi?
If you have a higher-rate mortgage, you may be able to cut your monthly payments by refinancing, or pay back your loan in less time while paying the same or a little more each month. (Didn’t get your mortgage through Adirondack Regional FCU to begin with? That’s OK.) Ask us whether a refi is right for you.
Check Out Today’s Rates

Member Spotlight: Ryan Earle
Ryan Earle has big dreams. His challenge: Finding a financial institution flexible enough to make them become reality. Since we began working with Ryan and his company earlier this summer, we’ve been able to provide him the capital he’s needed to invest in several Plattsburgh properties. 
Learn How We Can Help You Grow
Your Membership is an Investment in Our Communities