Adirondack Regional Federal Credit Union’s loan rates are better than most other banks and credit unions in the area, and we are often able to get your loan approved fast, sometimes even before you leave the branch, so you can get money when you need it. And, when you borrow through us, you won’t have to deal with secondary markets or dealership finances; we’re here to help and make things easy for you.
Learn more about the types of loans offered by scrolling below, and also check out the benefits offered to our members and how we can help you live your financial dreams.
Looking towards a mortgage? Check out our Tips on Mortgage Pre-Qualification page.
* Every one of our tellers, loan officers and branch managers is in the midst of training to become a certified financial counselor. Each of our branches already has at least one counselor.
For you, that means we can help assess your individual situation and give you the tools to make an informed decision. So you know the financial impact of your choices before you make them.
Getting a Mortgage Should Be Easy. With Us It Is.
Loans to Help Reach Your Goals
New & Used Car Loans
Amazing rates whether you purchase a new or used vehicle. Quick and easy without any hassles, and most loan applications approved in less than 24 hours!
Mortgages
Get into the home of your dreams. Easy, No-Fee Applications. We can also offer some members no closing-cost mortgages!
Personal Loans
Build great credit. Bad credit or no credit? No worries, get money when you need it. Reach your financial goals!
Motorcycle & ATV Loans
Quick and easy motorcycle loan process will get you out on the road with amazing rates that you won’t find at a dealer.
Home Equity Loans
Use the equity in your home to build, add-on, or renovate a room. We'll get you started on your home improvement project.
Business Loans
Grow your business financially and physically! Equipment financing, working capital, property loans? We are here to help provide the financing you need.
RV & Camper Loans
Enjoy the beauty of the Adirondacks and more. Amazing loan rates for new & used campers that will make living your dreams not only fun but affordable too!
Boats & Watercraft Loans
Dreaming of owning a boat? Expert loan officers will walk you through the necessary paperwork & help take the confusion out of the loan process.
Snowmobile Loans
Take advantage of our amazing snowmobile loan rates to buy your very own sled. No better way to experience the Adirondacks this winter!
Home Refinancing
High-rate mortgage? We may be able to help lower monthly payments, and get you on track to pay back that mortgage.
Tractor & Farm Equipment Loans
We want you to have a great farming season. First-time farm owner or looking to expand your agriculture business, we can help.
Tax & Escrow
The easiest way to set money aside for property taxes, school taxes, or homeowner's insurance.