"Summer on the Water” Boat Loan Special — Available Through July 31st — Details below!
Take Advantage of our “Summer on the Water” Boat Loan Special — Available Through July 31st
Whether you're eyeing a brand-new boat or upgrading your current one, our Summer Boat Loan Special offers a competitive rate to help you enjoy the season to its fullest.
5.99% APR for new boats
Financing available for up to 72 months
5.99% APR for used boats
Financing available for up to 60 months
This limited-time offer is available through July 31 and is open to qualified borrowers with a minimum credit score of 650. Subject to credit approval and standard underwriting guidelines. Additional terms and conditions may apply.
Summer in the Adirondacks is short. Make the most of it with Adirondack Regional FCU.
Visit your local branch or connect with one of our loan officers today to get started.
Adirondack Regional Federal Credit Union is federally insured by NCUA. Equal Housing Lender. Rates and terms subject to change without notice. APR = Annual Percentage Rate. Loan approval based on creditworthiness. Membership eligibility required.
If you are a water lover but not sure how to turn your love into reality, consider contacting Adirondack Federal Credit Union about taking out a boat or other watercraft loan. Whether you are looking for a bass boat to help you land a prize walleye or looking for an opportunity to skim across the waves, we can help you get out onto your favorite lake this summer.
What if I am Purchasing a Used Boat from an Individual?
When you get a boat loan from Adirondack Regional FCU, we make the process fast and simple so you can get out on the water as quickly as possible. Our expert loan officers will walk you through the necessary paperwork step-by-step to help take the confusion out of the loan process. Whether you are buying new or looking for a boat loan to purchase a used boat from an individual, our top priority is getting you on the water quickly.
How Do I Apply for a Boat Loan?
- We offer two ways to apply. Either fill out our online application or stop into your local branch and speak with one of our loan experts.
- Find out if you are approved usually within 24 hours.
Since we are a small institution, we are able to get you answers quickly and easily. The same person that handles your boat loan application is the person that makes the decisions. That means personalized attention and customized results. No more waiting for big bank automated systems to approve your loans!
Current Boat & Watercraft Loan Rates
| Loan Type | Term | APR* starting at |
|---|---|---|
| New Campers & Boats | 24-36 Months | 6.00% |
| 48-60 Months | 6.50% | |
| 72-84 Months | 6.75% (Over $30,000) | |
| 120 Months | 8.25% (Over $30,000) | |
| up to 180 Months | 8.50% (Over $40,000) |
| Loan Type | Term | APR* starting at |
|---|---|---|
| Used Campers & Boats | 24-36 Months | 6.25% |
| 48-60 Months | 6.75% | |
| 72-84 Months | 7.50% (Over $30,000) | |
| 120 Months | 8.50% (Over $30,000) | |
| up to 144 Months | 9.00% (Over $40,000) |
What if I Want to Pay-off my Boat Loan Early?
We encourage it!
We want to make the loan process as easy as possible for our members. For this reason, you will never incur a pay-off penalty when you are able to finish paying your loan off early.
Water lovers Can Stop Dreaming and Start Boating
If you have been waiting to afford the boat or jet ski of your dreams, Adirondack Regional FCU can help. Stop into your local credit union branch to talk about your options and fill out an application today