Adirondack Regional Federal Credit Union’s loan rates are better than most other banks and credit unions in the area, and we are often able to get your loan approved fast, sometimes even before you leave the branch, so you can get money when you need it. And, when you borrow through us, you won’t have to deal with secondary markets or dealership finances; we’re here to help and make things easy for you.

Learn more about the types of loans offered by scrolling below, and also check out the benefits offered to our members and how we can help you live your financial dreams.

Looking towards a mortgage? Check out our Tips on Mortgage Pre-Qualification page.

* Every one of our tellers, loan officers and branch managers is in the midst of training to become a certified financial counselor. Each of our branches already has at least one counselor.
For you, that means we can help assess your individual situation and give you the tools to make an informed decision. So you know the financial impact of your choices before you make them.

Getting a Mortgage Should Be Easy. With Us It Is.

If you’re looking for a new home or in the market to refinance your current home, you know the real estate market is hot! When you work with our expert local mortgage lenders in Plattsburgh, Tupper Lake, and Potsdam, we will work directly with you to get you into the home of your dreams no matter what stage of the home buying process you are in.
Mortgage Services

Loans to Help Reach Your Goals

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New & Used Car Loans

Amazing rates whether you purchase a new or used vehicle. Quick and easy without any hassles, and most loan applications approved in less than 24 hours!
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Get into the home of your dreams. Easy, No-Fee Applications. We can also offer some members no closing-cost mortgages!
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Personal Loans

Build great credit. Bad credit or no credit? No worries, get money when you need it. Reach your financial goals!
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Motorcycle & ATV Loans

Quick and easy motorcycle loan process will get you out on the road with amazing rates that you won’t find at a dealer.
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Home Equity Loans

Use the equity in your home to build, add-on, or renovate a room. We'll get you started on your home improvement project.
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Business Loans

Grow your business financially and physically! Equipment financing, working capital, property loans? We are here to help provide the financing you need.

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RV & Camper Loans

Enjoy the beauty of the Adirondacks and more. Amazing loan rates for new & used campers that will make living your dreams not only fun but affordable too!
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Boats & Watercraft Loans

Dreaming of owning a boat? Expert loan officers will walk you through the necessary paperwork & help take the confusion out of the loan process.
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Snowmobile Loans

Take advantage of our amazing snowmobile loan rates to buy your very own sled. No better way to experience the Adirondacks this winter!
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Home Refinancing

High-rate mortgage? We may be able to help lower monthly payments, and get you on track to pay back that mortgage.
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Tractor & Farm Equipment Loans

We want you to have a great farming season. First-time farm owner or looking to expand your agriculture business, we can help.
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Tax & Escrow

The easiest way to set money aside for property taxes, school taxes, or homeowner's insurance.

Adirondack Regional FCU

Our business loans not only help your business grow financially but can help your business property grow physically.

Downtown Potsdam, NY