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Dear member,
It’s the end of April, and you’ve done your taxes. But don’t rest on your finances now—it’s a great time, in fact, to give your financial habits a once-over a once-over with a financial counseling session to make sure they’re up to snuff.
Stop by any of our three branches and speak with a certified financial counselor who can give you great advice. Helping families and our communities grow by increasing their financial security is what we do. Let's do it together.
Russ Cronin
President & CEO
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NEWS FROM YOUR CREDIT UNION
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Certificate Special Extended
The April Share Certificate Special has been extended through the end of May. Take funds from another institution and invest them here, in a 12-month certificate earning 3.75% APY*. Some restrictions apply and you must invest money not currently held in an account at the credit union. Learn More.
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(Almost) Ready!
Work is wrapping up on the renovations to our Potsdam branch (166 Market St., Potsdam), and we want to show it off! Stop by on Wednesday, May 10, from 3–5 p.m. for light refreshments and a chance to see our makeover, which includes new lighting, new windows and an updated teller line. Join Us.
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Save the Date
Our annual financial meeting will be held on Monday, May 15, and you’re invited. After all, your membership also makes you an owner. Join us at 6 p.m. in the Community Room of the Tupper Lake Public Library (41 Lake St., Tupper Lake), where you can meet bank leadership and review our financial results.
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Last Chance for Scholarships
We’ll award two high school seniors $1,000 college scholarships and another eight will get $500 each—but they have to apply by May 1. Students from Clinton, Essex, Franklin and St. Lawrence counties who have demonstrated academic success, financial need and community involvement, are encouraged to apply.
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Teach Your Children
One of the best ways to build good financial habits is to start young. Adirondack Regional FCU offers savings for our youngest members, so they learn the importance of saving, and spending responsibly. Our Youth Savings Accounts carry no minimum balance requirements That helps build a sense of financial independence from the start.
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Stay Ahead of Scammers
Every year, people in the United States lose billions of dollars to financial fraud. As online payments become more common, it’s more important than ever to tighten up your own practices. Zelle is a service that lets you send and receive money to anybody with an email address, especially when you keep these things in mind.
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Check Your Credit Score
Your credit score is the key to borrowing money. If it’s too low, you might not be able to borrow at all—or you’ll have to pay extra for a loan, in the form of a higher interest rate. You’re entitled to a free copy of your credit report every 12 months—we can help.
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William Axtell, the owner of Adirondack Mountain Coffee in Jay, had grown the business slowly and surely since taking over the family business nine years ago. He started with a roasting operation. Then, he opened a café, serving breakfast and lunch. And then COVID-19 hit, throwing his business, and the world, into limbo. That’s when he turned to Adirondack Regional Federal Credit Union. And things got back on track. Here's the story.
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Your Membership is an Investment in Our Communities
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Adirondack Regional Federal Credit Union is an Equal Housing Lender, federally insured by NCUA.
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