Share Certificate Special

Now through June 30, 2024, you can take advantage of rising interest rates by investing in a Share Certificate. During our Share Special you can earn up to 4.50% APY*.


Do you have funds sitting at another financial institution? Take advantage of rising interest rates with our Share Certificate Special - Now through June 30, 2024.

Now through June 30, 2024, you can invest in a 12-month certificate earning 4.50% APY* through Adirondack Regional FCU.

Do you have friends or family that are not members who may also like to take advantage of this special? If so, have them give us a call to see if they qualify. Some restrictions apply (see below); you must invest money not currently held in an account at the credit union.

Share certificates are similar to certificates of deposit, or CDs. While commercial banks offer CDs, credit unions offer share certificates. While they carry higher interest rates than those you’d get from savings accounts, they also prevent you from accessing the money until the end of the term (without penalty.)

Remember: We’re able to invest in others with the money you invest with us. So while you earn interest on your savings, we help families purchase homes and vehicles and businesses invest in property and equipment.

Some fine print: APY is accurate as of 1/1/24. ARFCU reserves the right to end or modify this offer at any time. This certificate special has a $5,000 minimum balance requirement, valid for new funds only. Penalties may apply for early withdrawals. Existing share balances cannot be used for certificates at this special rate. Other restrictions may apply. If you choose to rollover the share certificate, it will rollover at the one-year share certificate rate in effect as of the rollover date. Membership eligibility required.

*APY= Annual Percentage Yield. Insured by NCUA.

Offer ends 06/30/24. 


Explore Share Certificates

Explore Share Certificates
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Guarantee your dividend rate with a Share Certificate