Adirondack Regional Federal Credit Union knows how important local businesses are to the Northern New York economy. And not only because we are a local business. Our staff lives here, shops here, and dines here. We get to know the local business owners, both through your loyalty to us and our loyalty to you.

Get the Money to Grow Your Business

Just like our homes, sometimes a little extra money can keep our businesses thriving. Whether you are looking for equipment loans to improve your operations, working capital loans to help improve your business success or money to assist business transitions, we are here to help provide the financing you need.

Want to Improve Your Property or Buy a New Space?

Our commercial real estate loans can help you grow your business by increasing the value of your business property. And we are not just talking about retail storefronts and restaurants. Our business loans can help many types of businesses grow or move locations. Whether you own office space, a medical clinic, a hotel or motel, a warehouse, apartments, or farmland, we can help.

Need Equipment Financing?

Whether you are acquiring new equipment to grow your business or replacing equipment that is aging, we are here to provide the financing you need. Terms between 3 and 10 years based on the useful life of the equipment.

Own an Income Producing Property?

If real estate investments are part of your portfolio, an income-producing property loan can assist you in acquiring new or renovating existing business properties. We offer loan values of as much as 70% of your property value with varying terms based on the purpose of the loan.

Visit one of our on-site loan specialists in PlattsburghTupper Lake, or Potsdam to discuss your business loan options and start growing your business today!

Note: The ability to apply for a business loan online is not available. Please visit your local branch to get started.

Ryan Earle, Adirondack Regional Federal Credit Union member and local Plattsburgh real estate business owner

How We Helped a Plattsburgh Business Owner Grow His Business With Commercial Real Estate Financing

Ryan was itching to invest in more properties in the Plattsburgh region, but he ran into resistance convincing mortgage lenders that student housing is a good risk. Find out how Adirondack Regional FCU helped him achieve his real estate goals.

"Russ really understood my goals and my business,” says Ryan. “I think they take the individual into consideration, far beyond what a spreadsheet says. I’ve proposed these kinds of financing arrangements to other institutions, and I’ve gotten a deer-in-the-headlights response."