Now is the time to stop procrastinating! Our credit union offers extremely competitive rates on snowmobile loans that will help you start experiencing those items on your bucket list that you have put off because they feel out of reach.

Experience the Thrill of Your Own Snowmobile this Winter

What are you waiting for? Now is the time to stop dreaming about owning your own snowmobile and start experiencing why so many snow lovers spend every weekend riding their sleds on our expansive trails.

Need a new truck to help you pull your snowmobile? We can help you with that too! We offer competitive rates on truck loans to get you and your new sled anywhere you desire this winter. Fill out an online application today or make an appointment with an expert loan officer at your nearest credit union branch. Make your dreams a reality!

Apply for a Snowmobile Loan

Current Snowmobile Loan Rates

Loan Type Term APR* starting at
Recreation Vehicles (2022/Newer) 36 Months 6.75%
48 Months 7.00%
60 Months 7.25%

Loan Type Term APR* starting at
Recreation Vehicles (2021/Older) 48 Months 7.25%


Whether you are taking out a loan for a snowmobile, tractor, motorcycle, or truck, we make the process easy and fast.

  1. Fill out our super simple online application or stop into one of our branches in Tupper Lake, Plattsburgh, or Potsdam.
  2. Find out if you are approved.

It is honestly as easy as that! Because we are locally owned, the person that handles your snowmobile loan paperwork is the same person that will determine if you’ll be out on the trails this winter. You’ll usually get an answer within 24 hours, and, because we are a non-profit financial institution, we pass on our profits in the form of lower loan rates. Even better, if we are your primary banking institution, you’ll save another 0.25% off rates!

Don't worry, we have you covered! When you take a snowmobile loan out through Adirondack Regional FCU, we will give you a loan for 100% of the cost of your snowmobile, including taxes, as long as you are paying full market value!

We will never penalize one of our members for having strong financial well-being. This means you are always able to pay off your snowmobile loan early without incurring additional charges.

As a credit union member, you can choose the loan payment schedule that best works with your individual financial situation.