If you have a higher-rate mortgage, you may be able to cut your monthly payments by refinancing, or pay back your mortgage in less time while paying the same or a little more each month.

Didn't get your loan through Adirondack Regional Federal Credit Union, to begin with? That's OK. We can connect you with one of our expert local mortgage lenders to find out how much you can save by switching.

Stop into any of our three credit union locations in Plattsburgh, Tupper Lake, or Potsdam and ask us if a home refinancing option is right for you.

Apply for Refinancing Online


Current Mortgage Refinancing Rates

Mortgage rates are accurate as of 07/01/2022
Approximate Term Annual Percentage Rate as Low As
1-10 years 4.50%
11-20 years 5.25%
21-30 years 5.50%