Retirement Savings Made Easy
Many financial planners estimate that you will need around 85% of your pre-retirement income in retirement. With our IRA accounts, any money you invest will grow over the life of the account. Simply choose the amount of time you would like to lock into (from 6 months to 5 years) and watch your money grow! Like a share certificate account, these accounts will automatically roll over at the end of the term, saving you a trip to your local branch. And each year we will take the tax burden off your shoulders and do the tax reporting for you. The sooner you start saving, the more you will have earned when you retire. Think of your IRA as a share certificate, but with a longer lifespan.
Individual Retirement Account (IRA) Rates
| Term | Annual Percentage Rate (APR) | Annual Percentage Yield (APY) | Minimum Deposit |
|---|---|---|---|
| Individual Retirement Accounts (IRAs) | |||
| Regular Shares | 0.10% | 0.10% | $1,000.00 |
| Regular Shares > $15,000 | 0.55% | 0.55% | $1,000.00 |