Big Improvements Are Coming to Your Banking Experience!
We're excited to share that Adirondack Regional Federal Credit Union is making a significant investment in the future of our credit union and the members we serve.
On September 3, 2026, we'll complete a major technology upgrade designed to deliver enhanced banking tools, improved security, greater convenience, and a more seamless banking experience.
As part of this exciting update, members will begin seeing a modernized logo and simplified name, along with a new mobile banking app, updated debit cards featuring Tap to Pay technology, redesigned member statements, and enhanced digital banking capabilities.
This investment is about more than new technology. It reflects our commitment to providing the exceptional banking experience our members deserve today and for years to come.
While our technology and look are evolving, the things that matter most remain unchanged. You'll continue to work with the same local team, visit the same branches, and receive the personalized service that has always been at the heart of our credit union.
Same Team. Same Service. Enhanced Technology. Better Banking Experience.
What You Need to Know
Key Updates
A modernized name and logo representing Adirondack Federal Credit Union
A new online banking and mobile banking experience with enhanced functionality and improved navigation
New debit cards featuring Tap to Pay technology and enhanced security features
Redesigned member statements with clearer account information and improved readability
Key Dates
By August 21, 2026:
New debit cards arrive in the mail
September 1-2, 2026:
Technology upgrade and temporary downtime
September 2, 2026:
Begin activating your new debit card
September 3, 2026:
New online banking and mobile banking experience launches
What's New
A Modernized Name & Logo
A Fresh Look for the Future
As our credit union continues to grow, we're introducing a modernized logo and simplifying our name to Adirondack Federal Credit Union.
Our new name and logo better reflect who we are today, our commitment to innovation, and our vision for the future while continuing to represent the same trusted credit union our members know and value.
New Mobile Banking App
Enhanced Banking at Your Fingertips
We're introducing a new mobile banking platform designed to make managing your finances easier than ever.
You'll enjoy:
- Enhanced online and mobile banking capabilities
- Improved navigation and functionality
- A more intuitive banking experience
- Advanced security enhancements
- Easier access to the tools you use every day
These improvements are designed to make everyday banking simpler, more convenient, and more secure.
New Debit Cards
A Smarter Way to Pay
Members will receive a new debit card featuring Tap to Pay technology, enhanced security features, and a bold new look that reflects our new name and logo.
Your new card includes:
- Tap to Pay technology for fast, convenient contactless purchases
- Enhanced security features for greater peace of mind
- A modern design that brings our new name and logo to life
New debit cards are expected to arrive in the mail by August 21, 2026. Please see the Important Dates & What to Expect section below for activation details, instructions, and additional information.
Redesigned Member Statements
Clearer Information. Easier to Understand.
We're introducing redesigned member statements with an improved layout and more detailed account information.
These improvements provide:
- Improved organization
- Enhanced readability
- Clearer account information
- More detailed transaction reporting
These enhancements are designed to make it easier to review account activity and stay informed about your finances.
Why We're Making These Improvements
This technology upgrade reflects our commitment to providing the best possible banking experience for our members today and for years to come.
By modernizing our technology, we're creating a stronger foundation for enhanced tools, improved security, greater convenience, and a more seamless banking experience.
These investments will help ensure we're able to continue delivering the modern banking experience our members expect while maintaining the friendly, local service they know and trust.
Important Dates & What to Expect
Now Through August 2026
We're Preparing for Launch
Over the coming months, we'll continue sharing important updates, key dates, step-by-step instructions, and additional information to help members prepare for the transition.
This page will continue to be updated with the latest information leading up to launch.
By August 21, 2026
New Debit Cards Arrive
Members should receive their new debit card in the mail by August 21, 2026.
Important:
- Please continue using your current debit card through September 2, 2026
- For security purposes, your new debit card cannot be activated or used before September 2, 2026
- Keep your new debit card in a safe place until it is ready for use
- Beginning September 2, 2026, you can activate your new debit card by calling (800) 290-7893
- After activating your new card, please discontinue use of your current debit card
- Your current debit card will no longer work after September 2, 2026
September 1-2, 2026
Technology Upgrade & Temporary Downtime
To help ensure a smooth upgrade, Adirondack Regional Federal Credit Union offices will be closed on September 1 and 2. Business operations will resume on September 3.
As we complete the transition to our upgraded systems, members will experience temporary downtime for certain services, including:
- Online Banking
- Mobile Banking
- Debit Cards
- Some account transfers and account updates
- Certain digital banking features
We encourage members to withdraw any cash they may need before September 1.
On or After September 2, 2026
Activate Your New Debit Card
Beginning September 2, 2026, you can activate your new debit card by calling (800) 290-7893.
After activating your new card:
- Begin using your new debit card for purchases and transactions
- Discontinue use of your current debit card
- Update any recurring payments or subscriptions tied to your previous card, if necessary
Important: Your current debit card will no longer work after September 2, 2026.
September 3, 2026
Welcome to Your New Banking Experience
Our upgraded banking experience officially launches.
Beginning September 3, members will need to:
- Download the new mobile banking app
- Log back into online banking
Depending on the services you use, you may also need to:
- Reconnect Apple Pay, Google Pay, or other digital wallets
- Re-establish account alerts and notification preferences
- Review certain automatic payment settings
Most members will only need to complete a few simple steps to begin using the new platform. Think of it like upgrading your phone. There may be a few simple steps to get started, but once everything is set up, the experience will feel smoother, cleaner, and easier to use
Looking Ahead
We're proud of where we've been, excited about where we're going, and grateful to have you with us as we take this next step forward.
This technology upgrade reflects how far our credit union has come and positions us to continue delivering the modern tools, enhanced security, and convenient banking experience our members deserve. While our technology and look may be changing, our commitment to our members remains exactly the same.
We'll continue updating this page with important information, instructions, and key dates as we prepare for September 3, 2026.
We look forward to continuing to serve you with upgraded technology, improved banking tools, and the personalized service you know and trust for years to come.
A Special Thank-You From Us to You🎉
As your hometown credit union, we're upgrading our services and technology to deliver the banking experience our members deserve.
As a token of our appreciation for your loyalty and patience during this exciting upgrade, all eligible members will receive a special $25 dividend deposit, automatically, with no action required on your part.
This is our way of saying: thank you for being a member of Adirondack Regional Federal Credit Union.
Terms & Conditions: A special Member Dividend ("Dividend") will be declared on or around August 15, 2026, based on each active member's Membership Share Account (account type 02) balance as of the record date. The Dividend will be paid at a rate of $25.00 per $5.00 in the Membership Share Account (account type 02), representing $25.00 per share held. The maximum Dividend payable per membership is $50.00, based on a maximum qualifying balance of $10.00 in the Membership Share Account (account type 02). The Dividend will be deposited into the member's associated savings account (share type 01) or checking account (share type 75), as applicable. Members without an eligible deposit account on the date of distribution are not eligible to receive the Dividend. Accounts that are closed, dormant, suspended, or otherwise restricted as of the deposit date are not eligible. The Dividend is subject to applicable federal and state tax reporting requirements and may be reported as dividend income. Adirondack Regional Federal Credit Union reserves the right to modify or discontinue this offer at any time. This Dividend was approved by the Board of Directors on May 28, 2026. Federally insured by NCUA.