Checking Accounts

We are proud to offer an array of checking account options to fit the unique needs of our local communities. Whether you live, work, play, or attend school in the North Country, or all of the above, we promise you’ll find that our convenient services and hassle-free checking will exceed your banking expectations.

Checking Account Options:

Overdraft Protection

At times, unanticipated expenses or unforeseen problems can leave you with too little cash in your checking account. Having a check returned due to insufficient funds can be a costly, inconvenient, and a potentially embarrassing experience. At Adirondack Regional Federal Credit Union, we do not encourage overdrafts. As always, we encourage you to manage your finances responsibly. However, we want to save you from the additional merchant fees and possible damage to your credit history that might result if a check is returned. That’s why we provide Overdraft Protection, a special overdraft service for our clients.

Debit VISA® Card

When you sign up for a checking account, you will be issued a Visa Debit Card linked to the account. Purchases will automatically be deducted from your checking account, helping you keep track of your spending. Plus, if you need cash, your Debit VISA® also serves as your ATM Card, and can be used worldwide. Speaking of ATMs worldwide, enjoy surcharge-free access to your money at any of Co-Op Network’s 30,000 ATMs. Our Debit Card is also compatible with Google Pay and Apple Pay!