Customer Service

Routing Number:

For current customers, your routing number is 221380570

Travel Notifications:

Report a Lost or Stolen Credit Card:

Report Fraud or Suspicious Transactions:

Daily Debit Card Limits & Increases:

  • ATM $500.00
  • Point of Sale $2500.00
  • 9 Transactions
  • To request a temporary increase, please contact your local branch

Bank by Telephone:

Bank by phone 24 hours a day at (800) 463-1853. Check account balances, transfer money between your accounts, and stay informed on your transactions. Call your local branch for a PIN to get started.

Tupper Lake Branch (Headquarters):

280 Park Street
Tupper Lake, NY 12986
Phone: 518-359-2921
Fax: 518-359-7366
Additional information about our Tupper Lake Branch

Plattsburgh Branch:

672 NY-3
Plattsburgh, NY 12901
Phone: 518-562-0221
Fax: 518-562-0337
Additional information about our Plattsburgh Branch

Potsdam Branch:

Potsdam Branch:
166 Market Street
Potsdam, NY  13676
Phone: 315-268-1440
Fax: 315-265-1322
Additional information about our Potsdam Branch

Contact a Specific Representative:

Please browse our ARFCU team page for individual email addresses.

Online Banking Help:

  • Forgot your password
  • If you still have trouble accessing online banking, please contact your local branch

Additional Resources: